July 2025

Renting vs Buying a Home: What’s Actually Smarter in 2025?

Intro – Why This Question Still Matters This debate isn’t new—but it’s never felt more real. With groceries gobbling wallets, inflation lingering around 3.4%, and mortgage rates hitting 6.8% in early 2025, people are freaking out. Is it smarter to rent and stay flexible, or buy before prices climb higher? Back in 2008, owning was …

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Should You Use Installment Plans? A Fun, Honest Look at Buying Now and Paying Later

What Is an Installment Plan, Really? Installment plans sound fancy, but they’re pretty simple. You get the thing now—pay for it later, in chunks. Instead of handing over $1,200 for a new phone, you might pay $100 a month for 12 months. Sounds harmless, right? How It Works in 2025 In 2025, installment apps like …

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